If you want to teach kids, head to the US (Texas)


The teacher shortage is so pronounced in Texas, teachers are now being offered student loan forgiveness. Shortages are particularly pronounced in subjects such as; computer science, foreign languages, mathematics, science and special education. Becoming a teacher in Texas is getting easier!

Teachers with particular types of student loans may be able to apply for partial loan forgiveness, deferment or cancellation benefits. The type of loan forgiveness schemes include; federal teacher loan forgiveness, TEACH for Texas loan repayment assistance, Public Service loan forgiveness and Federal Perkins loan teacher cancellation. Forgiveness schemes are only available for federal loans and not private loans. http://www.tea.state.tx.us/loan.aspx

Each year over 6,000 teachers apply to the student loan forgiveness program. The maximum award amount is $2,500 for the Teach for Texas loan repayment assistance program, and it is estimated that there is funding for 500 first time applicants. Awards will be given predominantly to acute shortage subjects with schools having a shortage of teachers in those subjects.

Often this occurs in schools which have a large amount of economically deprived students. Teachers must apply for the award by a set date in order to be considered for the award. It is hoped the loan forgiveness programs will encourage teachers to apply for positions that may otherwise be difficult to fill. Teacher Loan forgiveness programs may cover all or part of your loan and it is best to look at individual awards for further specifications.

To be eligible for the award you must have a loan that has no defaulted payments on. You need to have been teaching full time for 5 years, at least one of those years needs to be from after the 1997-1998 academic year. Loan forgiveness schemes are paid out to teachers who work at disadvantaged schools: There is an online database which identifies schools which are classed as low income.

Whether you receive teacher loan forgiveness or teacher cancellation award is dependent on which type of loan you have. The schemes available are excellent incentives for teachers to move to new areas to take up teaching in

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